loanofficer | Bison Ventures

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Mortgage

How Appraisals Work

Property appraisal is the process of creating an estimate of value for real estate. Fair market value (FMV) is the price a property would sell for given a reasonable amount of time and …

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Video

Into the Storm Podcast EP09

Small Town Girl | Courtney Crowder

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Trisha Madrid – My Story

I’m the creative of the group…an artist in a financial services world. Unexpected? Perhaps. Valuable? I’d like to think so. I’ve had an insatiable thirst for communication for as long …

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Mortgage / Podcast / Video

Into the Storm Podcast EP04

The Odd Couple | Vanessa Accra & Brandon Bialkowski

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Breanna Burton – My Story

With over twenty-five years invested in refining my craft, I take pride in my ability to navigate any mortgage scenario that comes my way. With a solid technical and operational …

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Mortgage / Technical

Why Did My Loan Get Sold?

Getting a letter or email from your mortgage company telling you that your loan has been sold can be shocking and concerning. You’ve just purchased a new house, why is …

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Vanessa Accra – My Story

The real estate and mortgage industry has been part of my life for a long time. I initially started as an assistant for three years, working on the mortgage side. …

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Ryan Madrid – My Story

Legacy. Camaraderie. Family. These three words are at the core of what inspires me. As a young kid, I had no specific career aspirations, but I did know that whatever …

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Stuart Crawford – My Story

I’ve always felt the most important things in life are friends, family, and laughter. Anything I’m truly passionate about will involve one of these three -if not all – to …

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Amber Hatch – My Story

I started in the mortgage business in 2001 as a Client Coordinator/Processor and transitioned to upfront sales nine years later. I enjoy helping borrowers each day achieve their housing goals, …

Happy New Year from The Herd! 🦬

#bisonventures #farewell2024 #hello2025

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Happy New Year from The Herd! 🦬

#bisonventures #farewell2024 #hello2025

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="Happy New Year from The Herd! 🦬 #bisonventures #farewell2024 #hello2025">

🎶 “Go West, life is peaceful there…” 🎵

Big news: Bison Ventures is heading WEST! 🦬 We’re thrilled to announce the launch of our new branch, bringing expert home financing solutions straight to the West Valley.

Meet The Ruiz Team ⬇️

✨ Amber Ruiz – A fearless leader and Arizona native with 20 years in the mortgage industry. From assistant to loan officer to branch manager, Amber’s dedication shines bright. Outside of work, she’s a party-planning pro and loves making memories with her husband and two boys.

✨ Dani Pomeroy – With 12 years of experience, Dani has been a key part of The Ruiz Team since 2015. When she’s not making homeownership dreams happen, she’s traveling, reading, and cheering on her soccer star son!

✨ Judy Reagan – A mortgage expert since 2002, Judy has worn many hats—Processor, Manager, Underwriter, and more. Now, back to her true passion for processing, she’s excited to help clients while enjoying time with her grandkids, Vincent and Emma.

This expansion goes beyond growth—it’s about building community, fostering connections, and opening doors for more families to call the West Valley home. 🏠

Additional mortgage pros will soon join these three — stay tuned!

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#gowestwithbison #bisonventures #locallender #peoriaaz #mortgageexperts

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🎶 “Go West, life is peaceful there…” 🎵

Big news: Bison Ventures is heading WEST! 🦬 We’re thrilled to announce the launch of our new branch, bringing expert home financing solutions straight to the West Valley.

Meet The Ruiz Team ⬇️

✨ Amber Ruiz – A fearless leader and Arizona native with 20 years in the mortgage industry. From assistant to loan officer to branch manager, Amber’s dedication shines bright. Outside of work, she’s a party-planning pro and loves making memories with her husband and two boys.

✨ Dani Pomeroy – With 12 years of experience, Dani has been a key part of The Ruiz Team since 2015. When she’s not making homeownership dreams happen, she’s traveling, reading, and cheering on her soccer star son!

✨ Judy Reagan – A mortgage expert since 2002, Judy has worn many hats—Processor, Manager, Underwriter, and more. Now, back to her true passion for processing, she’s excited to help clients while enjoying time with her grandkids, Vincent and Emma.

This expansion goes beyond growth—it’s about building community, fostering connections, and opening doors for more families to call the West Valley home. 🏠

Additional mortgage pros will soon join these three — stay tuned!

‌

#gowestwithbison #bisonventures #locallender #peoriaaz #mortgageexperts

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="🎶 “Go West, life is peaceful there…” 🎵 Big news: Bison Ventures is heading WEST! 🦬 We’re thrilled to announce the launch of our new branch, bringing expert home financing solutions straight to the West Valley. Meet The Ruiz Team ⬇️ ✨ Amber Ruiz – A fearless leader and Arizona native with 20 years in the mortgage industry. From assistant to loan officer to branch manager, Amber’s dedication shines bright. Outside of work, she’s a party-planning pro and loves making memories with her husband and two boys. ✨ Dani Pomeroy – With 12 years of experience, Dani has been a key part of The Ruiz Team since 2015. When she’s not making homeownership dreams happen, she’s traveling, reading, and cheering on her soccer star son! ✨ Judy Reagan – A mortgage expert since 2002, Judy has worn many hats—Processor, Manager, Underwriter, and more. Now, back to her true passion for processing, she’s excited to help clients while enjoying time with her grandkids, Vincent and Emma. This expansion goes beyond growth—it’s about building community, fostering connections, and opening doors for more families to call the West Valley home. 🏠 Additional mortgage pros will soon join these three — stay tuned! ‌ #gowestwithbison #bisonventures #locallender #peoriaaz #mortgageexperts">

It’s the most wonderful time of the year 🎄✨💚 Happy Holidays from The Herd!

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It’s the most wonderful time of the year 🎄✨💚 Happy Holidays from The Herd!

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="It’s the most wonderful time of the year 🎄✨💚 Happy Holidays from The Herd!">

✨ “The strength of a family, like the strength of an army, lies in its loyalty to each other.” — Don Vito Corleone

This year’s Bison Ventures holiday party celebrated mobster style through the decades. From timeless classics to bold looks, our team came together to honor another incredible year – proving that loyalty and connection are at the heart of everything we do.

HAPPY HOLIDAYS from our Herd to yours! 🎄

Special thanks to Stuart and @rach.m.crawford for hosting. 🍾🦬

#bisonmafia #holidayparty #godfathervibes

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✨ “The strength of a family, like the strength of an army, lies in its loyalty to each other.” — Don Vito Corleone

This year’s Bison Ventures holiday party celebrated mobster style through the decades. From timeless classics to bold looks, our team came together to honor another incredible year – proving that loyalty and connection are at the heart of everything we do.

HAPPY HOLIDAYS from our Herd to yours! 🎄

Special thanks to Stuart and @rach.m.crawford for hosting. 🍾🦬

#bisonmafia #holidayparty #godfathervibes

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="✨ “The strength of a family, like the strength of an army, lies in its loyalty to each other.” — Don Vito Corleone This year’s Bison Ventures holiday party celebrated mobster style through the decades. From timeless classics to bold looks, our team came together to honor another incredible year – proving that loyalty and connection are at the heart of everything we do. HAPPY HOLIDAYS from our Herd to yours! 🎄 Special thanks to Stuart and @rach.m.crawford for hosting. 🍾🦬 #bisonmafia #holidayparty #godfathervibes">

🎉 We Did it Again! 🎉

We’re thrilled to be recognized as one of the BEST PLACES TO WORK by the Phoenix Business Journal for the second year in a row! 🏆✨

A big thank you to the @phxbizjournal for this incredible honor and for celebrating workplace excellence in our community. And to our amazing team—your input, enthusiasm, and support make Bison Ventures more than just a workplace. You’ve created a community where collaboration and fun go hand in hand. 🦬❤️

Here’s to celebrating together and building an even brighter future!

#bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal #BPTW #leadersininformedlending
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#bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal

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🎉 We Did it Again! 🎉

We’re thrilled to be recognized as one of the BEST PLACES TO WORK by the Phoenix Business Journal for the second year in a row! 🏆✨

A big thank you to the @phxbizjournal for this incredible honor and for celebrating workplace excellence in our community. And to our amazing team—your input, enthusiasm, and support make Bison Ventures more than just a workplace. You’ve created a community where collaboration and fun go hand in hand. 🦬❤️

Here’s to celebrating together and building an even brighter future!

#bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal #BPTW #leadersininformedlending
‌

#bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="🎉 We Did it Again! 🎉 We’re thrilled to be recognized as one of the BEST PLACES TO WORK by the Phoenix Business Journal for the second year in a row! 🏆✨ A big thank you to the @phxbizjournal for this incredible honor and for celebrating workplace excellence in our community. And to our amazing team—your input, enthusiasm, and support make Bison Ventures more than just a workplace. You’ve created a community where collaboration and fun go hand in hand. 🦬❤️ Here’s to celebrating together and building an even brighter future! #bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal #BPTW #leadersininformedlending ‌ #bestplacestowork #bisonventures #corporateculture #phoenixbusinessjournal">

TOMORROW! Join us as we tour six diverse listings in Arcadia Osborn, Rancho Ventura, Golden Keys, and more.

Check out the December Line-up ⬇️

▪️3302 N 63rd Street $1,390,000
Ciara Rubalcava & Heather MacLean, Compass

▪️5316 E Osborn Road $2,075,000
Bradley Opitz & Heather Wilson | Wilson Opitz Group | RETSY

▪️6237 E Pinchot Avenue $625,000
Byron Kline, The Agency

▪️4002 E Clarendon Avenue $780,000
Enrique Ceballos & Raymundo Navarro
My Home Group

▪️4127 E Edgemont Avenue $619,000
Caroline Harbeck Farkas, Blondie Wolfe & Associates | My Home Group

▪️4322 E Mulberry Drive $699,000
Natalia Ashley & Robin Orscheln, RO Luxury Group | Compass

Register on The Grove Tour app (link in bio) or email thegrovetour@gmail.com to attend. Breakfast included!

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#phoenixrealestate #lowerarcadia #oldtown #realtorhometour #thegrovetour

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TOMORROW! Join us as we tour six diverse listings in Arcadia Osborn, Rancho Ventura, Golden Keys, and more.

Check out the December Line-up ⬇️

▪️3302 N 63rd Street $1,390,000
Ciara Rubalcava & Heather MacLean, Compass

▪️5316 E Osborn Road $2,075,000
Bradley Opitz & Heather Wilson | Wilson Opitz Group | RETSY

▪️6237 E Pinchot Avenue $625,000
Byron Kline, The Agency

▪️4002 E Clarendon Avenue $780,000
Enrique Ceballos & Raymundo Navarro
My Home Group

▪️4127 E Edgemont Avenue $619,000
Caroline Harbeck Farkas, Blondie Wolfe & Associates | My Home Group

▪️4322 E Mulberry Drive $699,000
Natalia Ashley & Robin Orscheln, RO Luxury Group | Compass

Register on The Grove Tour app (link in bio) or email thegrovetour@gmail.com to attend. Breakfast included!

‌

#phoenixrealestate #lowerarcadia #oldtown #realtorhometour #thegrovetour

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="TOMORROW! Join us as we tour six diverse listings in Arcadia Osborn, Rancho Ventura, Golden Keys, and more. Check out the December Line-up ⬇️ ▪️3302 N 63rd Street $1,390,000 Ciara Rubalcava & Heather MacLean, Compass ▪️5316 E Osborn Road $2,075,000 Bradley Opitz & Heather Wilson | Wilson Opitz Group | RETSY ▪️6237 E Pinchot Avenue $625,000 Byron Kline, The Agency ▪️4002 E Clarendon Avenue $780,000 Enrique Ceballos & Raymundo Navarro My Home Group ▪️4127 E Edgemont Avenue $619,000 Caroline Harbeck Farkas, Blondie Wolfe & Associates | My Home Group ▪️4322 E Mulberry Drive $699,000 Natalia Ashley & Robin Orscheln, RO Luxury Group | Compass Register on The Grove Tour app (link in bio) or email thegrovetour@gmail.com to attend. Breakfast included! ‌ #phoenixrealestate #lowerarcadia #oldtown #realtorhometour #thegrovetour">

🌟 Trying to time the market? It’s not about chasing perfection—it’s about preparing for opportunity. At Bison Ventures, we’re here to help you take the next step confidently, no matter what the market says.

Remember, the best time to make your move is when YOU’RE ready. Let’s plan together and make your homeownership goals a reality.

Contact Senior Loan Officer @brandipaucekloans to learn the advantages of being a buyer in our current market or strategize to make your homeownership goals a reality when the time is right for you! 🏡

#informedlending #seniorloanofficer #realestategoals #bisonventures #dreambiglivebigger

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🌟 Trying to time the market? It’s not about chasing perfection—it’s about preparing for opportunity. At Bison Ventures, we’re here to help you take the next step confidently, no matter what the market says.

Remember, the best time to make your move is when YOU’RE ready. Let’s plan together and make your homeownership goals a reality.

Contact Senior Loan Officer @brandipaucekloans to learn the advantages of being a buyer in our current market or strategize to make your homeownership goals a reality when the time is right for you! 🏡

#informedlending #seniorloanofficer #realestategoals #bisonventures #dreambiglivebigger

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="🌟 Trying to time the market? It’s not about chasing perfection—it’s about preparing for opportunity. At Bison Ventures, we’re here to help you take the next step confidently, no matter what the market says. Remember, the best time to make your move is when YOU’RE ready. Let’s plan together and make your homeownership goals a reality. Contact Senior Loan Officer @brandipaucekloans to learn the advantages of being a buyer in our current market or strategize to make your homeownership goals a reality when the time is right for you! 🏡 #informedlending #seniorloanofficer #realestategoals #bisonventures #dreambiglivebigger">

Industry leaders don’t just shape their companies—they elevate the entire field. Watching our CEO, Stuart Crawford, guide an insightful discussion at The Mortgage Collaborative’s “12 Days of TMC” virtual conference was a proud moment for all of us at Bison Ventures.

Stuart reminded us of the power of networking—not just with potential sources of business, but across the industry, even among competitors. It’s the same collaborative spirit that drives The Herd’s commitment to supporting local charities each quarter, giving back to the communities we serve. Together, we create innovative solutions and build stronger foundations for the future. Thank you to @mtgcoop for facilitating this incredible conversation. 💥

#leadersininformedlending #collaborationovercompetition #leadershipinaction #bisonproud #bisonventures

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Industry leaders don’t just shape their companies—they elevate the entire field. Watching our CEO, Stuart Crawford, guide an insightful discussion at The Mortgage Collaborative’s “12 Days of TMC” virtual conference was a proud moment for all of us at Bison Ventures.

Stuart reminded us of the power of networking—not just with potential sources of business, but across the industry, even among competitors. It’s the same collaborative spirit that drives The Herd’s commitment to supporting local charities each quarter, giving back to the communities we serve. Together, we create innovative solutions and build stronger foundations for the future. Thank you to @mtgcoop for facilitating this incredible conversation. 💥

#leadersininformedlending #collaborationovercompetition #leadershipinaction #bisonproud #bisonventures

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="Industry leaders don’t just shape their companies—they elevate the entire field. Watching our CEO, Stuart Crawford, guide an insightful discussion at The Mortgage Collaborative’s “12 Days of TMC” virtual conference was a proud moment for all of us at Bison Ventures. Stuart reminded us of the power of networking—not just with potential sources of business, but across the industry, even among competitors. It’s the same collaborative spirit that drives The Herd’s commitment to supporting local charities each quarter, giving back to the communities we serve. Together, we create innovative solutions and build stronger foundations for the future. Thank you to @mtgcoop for facilitating this incredible conversation. 💥 #leadersininformedlending #collaborationovercompetition #leadershipinaction #bisonproud #bisonventures">

This Thanksgiving, we’re counting our blessings—and at the top of the list are YOU. To our clients, partners, friends, and family: thank you for allowing us to be part of your story. Your trust and support mean everything to us.

From our Bison Ventures family to yours, we wish you a day filled with gratitude and joy. 🦃✨

Happy Thanksgiving!

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This Thanksgiving, we’re counting our blessings—and at the top of the list are YOU. To our clients, partners, friends, and family: thank you for allowing us to be part of your story. Your trust and support mean everything to us.

From our Bison Ventures family to yours, we wish you a day filled with gratitude and joy. 🦃✨

Happy Thanksgiving!

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="This Thanksgiving, we’re counting our blessings—and at the top of the list are YOU. To our clients, partners, friends, and family: thank you for allowing us to be part of your story. Your trust and support mean everything to us. From our Bison Ventures family to yours, we wish you a day filled with gratitude and joy. 🦃✨ Happy Thanksgiving!">

Our company is about to celebrate our 3rd anniversary, and we are ready to grow with people who align with our values.

We are proud of our culture and know that it takes a solid team to drive success in the mortgage industry. That’s why we’ve built a platform designed to empower you – whether you’re an originator scaling your business or an operations expert keeping it all running seamlessly.

Our award-winning culture is based on collaboration, FUN, support to scale, and accessible leadership, which allows you to focus on what you do best and enjoy doing it!

🦬 RUN WITH OUR HERD. EMPOWER YOUR FUTURE.

DM us to have a confidential conversation about life at Bison.

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#loanoriginators #operationsspecialists #mortgagecareers #blazeyourtrail #bisonventures #empoweredsuccess #mortgagerecruiting #loanofficers

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Our company is about to celebrate our 3rd anniversary, and we are ready to grow with people who align with our values.

We are proud of our culture and know that it takes a solid team to drive success in the mortgage industry. That’s why we’ve built a platform designed to empower you – whether you’re an originator scaling your business or an operations expert keeping it all running seamlessly.

Our award-winning culture is based on collaboration, FUN, support to scale, and accessible leadership, which allows you to focus on what you do best and enjoy doing it!

🦬 RUN WITH OUR HERD. EMPOWER YOUR FUTURE.

DM us to have a confidential conversation about life at Bison.

‌

‌

#loanoriginators #operationsspecialists #mortgagecareers #blazeyourtrail #bisonventures #empoweredsuccess #mortgagerecruiting #loanofficers

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="Our company is about to celebrate our 3rd anniversary, and we are ready to grow with people who align with our values. We are proud of our culture and know that it takes a solid team to drive success in the mortgage industry. That’s why we’ve built a platform designed to empower you – whether you’re an originator scaling your business or an operations expert keeping it all running seamlessly. Our award-winning culture is based on collaboration, FUN, support to scale, and accessible leadership, which allows you to focus on what you do best and enjoy doing it! 🦬 RUN WITH OUR HERD. EMPOWER YOUR FUTURE. DM us to have a confidential conversation about life at Bison. ‌ ‌ #loanoriginators #operationsspecialists #mortgagecareers #blazeyourtrail #bisonventures #empoweredsuccess #mortgagerecruiting #loanofficers">

🚨 Moon Valley Home Tour - TOMORROW! 🌙

Attention agents! Join us for an exclusive tour of Moon Valley, one of Phoenix’s most desirable neighborhoods.

Known for its hiking trails, mountain views, prime location, and the iconic Moon Valley Country Club, this area offers the perfect blend of lifestyle and convenience your buyers are looking for. 🌟

Seven homes ranging from $549,000 to $1,075,000 🏡

Register to attend on the MVHT app - link in bio 🔗

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#moonvalleyrealestate #agenthometours #phoenixneighborhoods #moonvalleyhomes #bisonventures #luxurylistings

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🚨 Moon Valley Home Tour - TOMORROW! 🌙

Attention agents! Join us for an exclusive tour of Moon Valley, one of Phoenix’s most desirable neighborhoods.

Known for its hiking trails, mountain views, prime location, and the iconic Moon Valley Country Club, this area offers the perfect blend of lifestyle and convenience your buyers are looking for. 🌟

Seven homes ranging from $549,000 to $1,075,000 🏡

Register to attend on the MVHT app - link in bio 🔗

‌

#moonvalleyrealestate #agenthometours #phoenixneighborhoods #moonvalleyhomes #bisonventures #luxurylistings

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="🚨 Moon Valley Home Tour - TOMORROW! 🌙 Attention agents! Join us for an exclusive tour of Moon Valley, one of Phoenix’s most desirable neighborhoods. Known for its hiking trails, mountain views, prime location, and the iconic Moon Valley Country Club, this area offers the perfect blend of lifestyle and convenience your buyers are looking for. 🌟 Seven homes ranging from $549,000 to $1,075,000 🏡 Register to attend on the MVHT app - link in bio 🔗 ‌ #moonvalleyrealestate #agenthometours #phoenixneighborhoods #moonvalleyhomes #bisonventures #luxurylistings">

Today, we honor and thank the brave men and women who have served our country. Your sacrifices will never be forgotten. #🇺🇸

#veteransday #thankyouforyourservice #veteransday🇺🇸

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Today, we honor and thank the brave men and women who have served our country. Your sacrifices will never be forgotten. #🇺🇸

#veteransday #thankyouforyourservice #veteransday🇺🇸

<img src="https://bisonventures.com/wp-content/plugins/instagram-feed-pro/img/placeholder.png" alt="Today, we honor and thank the brave men and women who have served our country. Your sacrifices will never be forgotten. #🇺🇸 #veteransday #thankyouforyourservice #veteransday🇺🇸">

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