New Investment Property Loans

We hope you had a great Thanksgiving with family and friends. We are now offering second liens on rental properties; this gives you the ability to access equity in the …

New 2024 Loan limits – $766,550

Great news for buyers! As the Leaders in Informed Lending, we want to ensure you’re up to speed on the recently announced 2024 loan limits. If you have any questions …

HELOC Traffic

We have seen significant client interest since then, so it is an excellent time to revisit this topic and provide some updates.  I have been in mortgage banking for over …

credit card debt

Consumer Credit Card Debt

We are constantly researching economic conditions to find information that could be valuable for you. Being an Informed Lender means being committed to thoroughly educating our clients. The topic of …

FICO 2 vs FICO 8

Mortgage lenders may choose to use the FICO 2 scoring model instead of FICO 8 for several reasons. Firstly, FICO 2 is specifically tailored for the mortgage industry, making it …

Marry the House. Date the Rate.

Your mortgage interest rate is not a lifelong commitment because it’s subject to change based on market conditions and your financial circumstances. When you close on your home, you secure …