the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.

Are Refis Making a Comeback?
A quick look at the markets for the week ending December 8, 2023 30 Year Fixed Mortgage Rate Movement Weakening demand spurred a 3.6% decline in factory orders in October, …
December Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Mortgage Rates dropped for the fifth consecutive week! 2024 New Conventional Loan Limit $766,550 Supply 34% below …
Powell and the Playoff
13-0 FSU gets bounced?!?! Happy December! In a week that felt like a college football playoff game, Federal Reserve Chair Jerome Powell took to the field to address the economy, …
New Investment Property Loans
We hope you had a great Thanksgiving with family and friends. We are now offering second liens on rental properties; this gives you the ability to access equity in the …
Rates and Inventory Drive the Housing Market
A quick look at the markets for the week ending December 1, 2023 30 Year Fixed Mortgage Rate Movement The Fed’s preferred gauge of inflation, as measured by personal spending, …
New 2024 Loan limits – $766,550
Great news for buyers! As the Leaders in Informed Lending, we want to ensure you’re up to speed on the recently announced 2024 loan limits. If you have any questions …
Homebuyers Keep It All in the Family
Here’s this week’s quick look at the markets for the week ending November 17, 2023 30 Year Fixed Mortgage Rate Movement Consumer inflation came in better than …
Activate: Feast Mode
Dear Fellow Butterballs, As we all prepare to strap into that Thanksgiving table, I wanted to share some financial news to spice up your holiday feast. Forget about turkey-induced tryptophan; …
Swift or Kelce? D’andre That Is!
Hey Financial Folk, Shake it off, shake it off! It’s your friendly finance guru, bringing you the juiciest market gossip. So, like, stocks and mortgage bonds are on a rollercoaster, …