the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Welcome Alexz Jones, Loan Officer & Sales Manager
New Bison Alert! We’ve added a powerhouse to The Herd – Alexz Jones, BraVa Branch Sales Manager/Loan Officer. Alexz has a stellar track record as a seasoned mortgage educator and …
Real Estate Market: A Comeback Show with Some Benchwarmers and Winning Streaks!
Happy Monday! Folks, get your game faces on because the national real estate market is putting on a comeback show. The Case Shiller Home Price Index is playing ball and …
FICO 2 vs FICO 8
Mortgage lenders may choose to use the FICO 2 scoring model instead of FICO 8 for several reasons. Firstly, FICO 2 is specifically tailored for the mortgage industry, making it …
Get to Know Jeremy West, COO
As a kid, I dreamed of running my own company. Both my mom and her father were entrepreneurs, and I saw firsthand the excitement and hard work that it took. …
Marry the House. Date the Rate.
Your mortgage interest rate is not a lifelong commitment because it’s subject to change based on market conditions and your financial circumstances. When you close on your home, you secure …
Melting in the Heat Wave of Housing Market and Economic News
Happy last week of July! As the scorching summer sun beats down upon us, it seems the housing market is not the only thing feeling the heat! Let’s take a …
Into the Storm Podcast EP31
On this episode, we broke away from the world of real estate and brought in a guest whose creativity, head for numbers, and fiery spirit have launched him into enormous …
APR and Teaser Rates
The Annualized Percentage Rate (APR) includes both the interest rate and various loan costs, such as closing costs and other expenses. For instance, if a borrower secures a 6% interest …
Riding the Economic Wave: Navigating Inflation, Employment, and Real Estate Ups and Downs
Welcome aboard the continued wild ride of economic updates! Grab your Cheetos and get ready to laugh and learn your way through the latest news on inflation, jobs, and real …