the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Get to Know Jeremy West, COO
As a kid, I dreamed of running my own company. Both my mom and her father were entrepreneurs, and I saw firsthand the excitement and hard work that it took. …
Marry the House. Date the Rate.
Your mortgage interest rate is not a lifelong commitment because it’s subject to change based on market conditions and your financial circumstances. When you close on your home, you secure …
Melting in the Heat Wave of Housing Market and Economic News
Happy last week of July! As the scorching summer sun beats down upon us, it seems the housing market is not the only thing feeling the heat! Let’s take a …
Into the Storm Podcast EP31
On this episode, we broke away from the world of real estate and brought in a guest whose creativity, head for numbers, and fiery spirit have launched him into enormous …
Riding the Economic Wave: Navigating Inflation, Employment, and Real Estate Ups and Downs
Welcome aboard the continued wild ride of economic updates! Grab your Cheetos and get ready to laugh and learn your way through the latest news on inflation, jobs, and real …
What are Discount Points?
Today I want to talk to you a little bit about loan discount points. A loan discount point in mortgages is going to be roughly 1% of the amount that …
The Twists and Turns of the Housing Market
A Tale of Rising Rates and Shrinking Inventory Picture this: It’s the start of the pandemic and the Federal Reserve steps onto the stage, making a bold move to slash …
Navigating the Impact of a Mortgage Application on Your Credit
Applying for a mortgage can feel like embarking on an exciting adventure, a journey toward your very own home. But like any epic trek, there are questions to be answered …
Member Spotlight | The Scout Guide Phoenix & Scottsdale
Meet Stuart Crawford, Ryan Madrid, and Jeremy West of Bison Ventures. Recently, the trio teamed up to offer the Valley (and beyond) a new choice in the mortgage lending landscape. …