the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Resilience in Transition
As the fall season approaches, a significant economic transition is on the horizon—one that holds both challenges and opportunities for American households and the broader economy. The resumption of student …
Consumer Credit Card Debt
We are constantly researching economic conditions to find information that could be valuable for you. Being an Informed Lender means being committed to thoroughly educating our clients. The topic of …
Welcome Bridget Valenciano, Senior Loan Officer
More remarkable news from The Herd! We’re thrilled to welcome Bridget Valenciano, our newest veteran loan officer at Bison Ventures. With years of mortgage experience and a passion for helping …
Coming Out on the Other Side | Ashley Jewett | EP32
Ashley Jewett, REALTOR® joins us in our latest episode to break down: You can follow Ashley @ashleyjewett_ Send this to a friend who you think would benefit from listening to this …
August Update Highlights
Supply 51% below normal, and dropping * our active supply is down 37% from this week last year Demand 22% below normal, and dropping as seasonally normal New Listings the …
Liz Kleven
Loan Officer & Experience Manager | NMLS ID 1600335 Introducing Liz Kleven, Bison Ventures Loan Officer & Experience Manager. She started with Stuart and Ryan nearly seven years ago and …
Welcome Alexz Jones, Loan Officer & Sales Manager
New Bison Alert! We’ve added a powerhouse to The Herd – Alexz Jones, BraVa Branch Sales Manager/Loan Officer. Alexz has a stellar track record as a seasoned mortgage educator and …
Real Estate Market: A Comeback Show with Some Benchwarmers and Winning Streaks!
Happy Monday! Folks, get your game faces on because the national real estate market is putting on a comeback show. The Case Shiller Home Price Index is playing ball and …
FICO 2 vs FICO 8
Mortgage lenders may choose to use the FICO 2 scoring model instead of FICO 8 for several reasons. Firstly, FICO 2 is specifically tailored for the mortgage industry, making it …