Advantages of a HELOC (Home Equity Line of Credit)
Many homeowners today have seen large increases in their home’s equity over the past few years, but may feel a bit stuck in their current low mortgage interest rate, rendering …
Buying a condo?
A condo certification is required by Fannie Mae/Freddie Mac on condo loans to evaluate the risk, eligibility, insurance coverage, and resale potential of the condominium project. The certification is required …
Why Refinance Now? Student Loan Payments and Consumer Debt
Fact: If you pay off one of your student loans with your refinance, you get a lower rate.
Mortgage Musings: Money, Loans & Levity
U.S. Leading the Way in Economic Indicators…Towards Recession The Leading Economic Indicators report shows a consistent contraction for the fourteenth month in a row. It’s like a never-ending game of …
Maximizing the Efficiency of Your Real Estate Proceeds
When selling a property and using the proceeds towards a new home purchase, there is no obligation to allocate the entire sum solely for the new purchase. Instead, it is …
Seller Buydowns – The Alternative to Price Reductions
What’s the buzzword in the real estate industry right now? Seller Buydown! Have questions on how this works, max seller credits, or want me to run figures for a specific …
Informed Lending: Designing Personalized Mortgage Plans
In today’s competitive real estate market, homebuyers require loan officers who can offer options to lower monthly mortgage payments. At Bison Ventures, we take pride in being leaders in informed …
3 Facts About the Phoenix Housing Market
1. All 17 cities in the Phoenix area are in a Sellers market. (Multiple offers, less concessions, higher prices, waiving contingencies, etc) 2. Home prices bottomed in Dec of 2022 …
