the INFORMED
LENDING BLOG

Frequently Asked Questions

Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.

Is the market becoming more buyer friendly? Markets in a Minute

A quick look at the markets for the week ending July 12, 2024 ‌  Consumer inflation data in June saw core prices rise 0.1%, the smallest gain since August 2021, supporting …

‘Merica had fireworks; mortgage rates had sparklers

Weekly Newsletter: July 1st-5th  Interest Rates 30-yr fixed  7.08%  15-yr fixed  6.53%  30-yr fixed FHA  6.86%  30-yr fixed VA  6.82%  *These mortgage rates are estimated by a third party using …

Are homeowners thinking of selling any time soon? Markets in a Minute

A quick look at the markets for the week ending July 5, 2024 ‌  According to ADP, private payroll growth edged lower in June. A slowdown in the labor market could …

July Update Highlights

As always, we strive to inform our clients and partners with timely market data. Here are the latest stats from our monthly Market Update with Tina Tamboer, Senior Analyst with …

House prices are still on the rise – Markets in a Minute

A quick look at the markets for the week ending June 28, 2024 ‌  According to the Fed, the excess savings Americans stored away during the pandemic ran dry months ago, …

How are rates impacting new home construction?- Markets in a Minute

A quick look at the markets for the week ending June 21, 2024 ‌  Retail sales rose 0.1% in May, coming in weaker than expected as consumers continued to wrestle with …

Understanding Mortgage Interest Rates:  

What Shapes Your Home Loan Costs? In the realm of real estate and personal finance, few factors wield as much influence over a home’s affordability as the mortgage interest rate. …

June Update Highlights

As always, we strive to inform our clients and partners with timely market data. Here are the latest stats from our monthly Market Update with Tina Tamboer, Senior Analyst with …

Understanding Pre-Qualification vs. Pre-Approval

Which Do You Need to Buy a Home?  So, you’ve found the perfect home—the one you’ve been dreaming about. Now, you’re ready to make an offer and dive into the …