the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.

November Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply13,452 total+39.2% YOYSupply Index Trend 85.814% below normal+6.5 pts in last 30 days DemandDemand Index Trend 76.723% below …
October Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 21% below normal18,330 total+50.4% YOY Supply Index Trend+4.7 pts in last 30 days Demand 25% below …
September Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 26% below normal16,531 total+57.7% YOY Demand 27% below normal-2.8 points MOM Avg LP/SF – Weekly Average …
Renter vs Homeowner Net Worth
Weekly Newsletter August 18th-23rd Interest Rates 30-yr fixed 7.04% 15-yr fixed 6.41% 30-yr fixed FHA 6.72% 30-yr fixed VA 6.67% *These mortgage rates are estimated by a third party using …
Are the 7% interest rates gone like the 110° summer days? #2
Weekly Newsletter August 12th-16th Interest Rates 30-yr fixed 6.45% 15-yr fixed 5.65% 30-yr fixed FHA 6.2% 30-yr fixed VA 6.26% *These mortgage rates are estimated by a third party using …
Inventory and mortgage apps are up!
A quick look at the markets for the week ending July 19, 2024 30-Year Fixed Mortgage Rate Movement Retail sales accelerated in July by the most since early 2023, coming …
Are the 7% interest rates gone like the 110° summer days?
Weekly Newsletter August 12th-16th Interest Rates 30-yr fixed 6.56% 15-yr fixed 5.90% 30-yr fixed FHA 6.38% 30-yr fixed VA 6.46% *These mortgage rates are estimated by a third party using …
Have we Turned the Corner?
Weekly Newsletter August 5th – 9th Interest Rates 30-yr fixed 6.25% 15-yr fixed 5.99% 30-yr fixed FHA 6.5% 30-yr fixed VA 6.5% *These mortgage rates are estimated by a third …
August Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 25% below normal16,135 total+62.1% YOY Demand 26% below normal-2.8 points MOM Avg LP/$SF – Weekly Average …