the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.

How are rates impacting new home construction?- Markets in a Minute
A quick look at the markets for the week ending June 21, 2024 Retail sales rose 0.1% in May, coming in weaker than expected as consumers continued to wrestle with …
Understanding Mortgage Interest Rates:
What Shapes Your Home Loan Costs? In the realm of real estate and personal finance, few factors wield as much influence over a home’s affordability as the mortgage interest rate. …
June Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 26% below normal+2 points MOM+52.4 YOY! Demand 22% below normal-1.4 points MOM New Listings 8,594 in …
Understanding Pre-Qualification vs. Pre-Approval
Which Do You Need to Buy a Home? So, you’ve found the perfect home—the one you’ve been dreaming about. Now, you’re ready to make an offer and dive into the …
This Week with Brandi Paucek
There’s no such thing as a straight line Weekly Newsletter: May 27th-31st Interest Rates 30-yr fixed 7.346% 15-yr fixed 7.097% 30-yr fixed FHA 7.417% 30-yr fixed VA 7.447% PCE and …
A better week for rates and apps – Markets in a Minute
A quick look at the markets for the week ending May 10, 2024 The DJIA stretched its winning streak to 6 straight sessions this week, closing above 39K points for …
This Week with Brandi Paucek
April 29th to May 3rd Fed Meeting & Jobs Week The Fed met this week, and as expected, they did not change the rate. The good news that came out …
Fed rate actions and home price movement – Markets in a Minute
A quick look at the markets for the week ending May 3, 2024 The Fed kept its policy rate unchanged at this week’s FOMC meeting but kept alive hopes for …
May Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 15,832+37.7% YOY Demand 79.6 Accepted Contracts 1736– 7.8% YOYbest weekly opening since May 23 Days On …