the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Big News for Borrowers!
The mortgage industry received some welcome good news last week that we want you to be aware of. The FHFA (Federal Housing Finance Authority) announced that they are eliminating upfront fees …
Should You Wait to Buy a New Home?
Lower rates will be great… but that will also mean more competition, higher prices and lower seller concessions/credits. ???? With a tight supply of homes in the Phoenix Metro market, …
Into the Storm Podcast EP26
Fight for My Life | Nolan Hynes In this episode, we feature Nolan Hynes, an inspiring REALTOR® from The Noble Agency in Scottsdale. Nolan shares his remarkable journey of battling …
Commentary on the May 4th .25% Rate Increase
FED FUNDS RATE HIKE ???? = GOOD NEWS FOR MORTGAGE RATES ????
May Market Update
Here are the highlights from Tina Tamboer’s presentation on May 4, 2023. SUPPLY = 44% below normal, and dropping DEMAND = 17% below normal, and rising NEW LISTINGS = Only …
Top 1% Loan Originators in the U.S.
2022 brought so many changes for us – a new company, volatile interest rates, and a housing downturn. With all of that, we are so honored to have been recognized …
2022 Interest Rate Spike: The WHY Defined
Inflation = Too much money supply available for too few goods As we entered the days of a pandemic our supply of goods came to a screeching halt as the …
April Update Highlights
Here are the highlights from Tina Tamboer’s presentation on April 6, 2023. SUPPLY = 40% below normal, and dropping DEMAND = 18% below normal NEW LISTINGS = Down 18% from …