the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
May Market Update
Here are the highlights from Tina Tamboer’s presentation on May 4, 2023. SUPPLY = 44% below normal, and dropping DEMAND = 17% below normal, and rising NEW LISTINGS = Only …
Top 1% Loan Originators in the U.S.
2022 brought so many changes for us – a new company, volatile interest rates, and a housing downturn. With all of that, we are so honored to have been recognized …
2022 Interest Rate Spike: The WHY Defined
Inflation = Too much money supply available for too few goods As we entered the days of a pandemic our supply of goods came to a screeching halt as the …
April Update Highlights
Here are the highlights from Tina Tamboer’s presentation on April 6, 2023. SUPPLY = 40% below normal, and dropping DEMAND = 18% below normal NEW LISTINGS = Down 18% from …
Danielle Vargo – My Story
I began my career as a Mortgage Loan Originator in 1997 and have worked as a broker and a correspondent banker through the best and the worst housing markets in …
VA Loans
The VA loan was one of the many veterans’ benefits created by the Servicemen’s Readjustment Act of 1944, more commonly known as the “G.I. Bill.” The American Legion campaigned for …
What Makes Rates Change?
Changes in mortgage rates are an important factor in our decision to purchase houses or refinance existing mortgages. It makes us wonder, what really causes the mortgage rates to rise or fall? Well, …