the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
2023: Should I Buy a Home Now or Wait?
To win in real estate you don’t have to time your purchase perfectly… you just have to look for OPPORTUNITIES! ????????
Demystifying Loan Discount Points in Mortgage Lending
At Bison Ventures, we believe in informed mortgage lending. We understand that the process of securing a mortgage can be a bit daunting, especially when it comes to deciphering the …
January Update Highlights
Here are the highlights from Tina Tamboer’s presentation on January 5, 2023. SUPPLY = 28% below normal ** but up 203% from December 2021 DEMAND = 36% below normal …
Being a Homebuyer is Tough…or is it?
⭐️ ATTENTION RENTERS ⭐️ Let’s talk and come up with a game plan to stop paying your landlord’s mortgage in 2023! ???? Yes, interest rates are higher than they were …
Trick to Buy a More Expensive Home
A bigger down payment does not always equate to qualifying for a more expensive house… in fact, it’s NOT necessary in most cases! Putting less down and applying that money …
ARM vs. Fixed Mortgages – How to choose between them
If you’re about to take out a home loan, it’s important to understand the differences between a fixed-rate and adjustable-rate mortgage (ARM). For instance, you might be wondering why most …