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Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Fly Eagles Fly
The Detroit Lions have never made it to the Super Bowl. It’s a fact that stings for fans, yet somehow feels oddly comforting when trying to make sense of December’s …
Inflation gets all the attention this week
Weekly Newsletter January 13th – 17 th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, …
New Year, Same Drama
Welcome to 2025, where the markets party like it’s still 2023—full of surprises, strong opinions, and a dash of chaos. Let’s break it down. The 10-year UST bond strutted its …
January Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ ARMLS APPRECIATION BY PRICE RANGE Price Change 2023 Dec $/SF 2024 Dec $/SF % Difference Under $300K …
Beyond the Rate Quote: Fed Meeting Impacts and Interest Rate Fundamentals
Weekly Newsletter December 16th– 20th Interest Rates 30-yr fixed 6.99% 15-yr fixed 6.25% 30-yr fixed FHA 6.65% 30-yr fixed VA 6.65% *These mortgage rates are estimated by a third-party using …
A Cold Front Through AZ and Interest Rates
Weekly Newsletter December 9th – 13th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, though! …
December Update Highlights
December 5, 2024 Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Tina’s Big Takeaway The market has only been this favorable for buyers three times …
Market Moves, Homeowner Wins, and a Side of Gratitude
Weekly Newsletter November 18th – 22nd 30-yr fixed 6.92% 15-yr fixed 6.18% 30-yr fixed FHA 6.65% 30-yr fixed VA 6.52% *These mortgage rates are estimated by a third-party using industry …
Rate Cuts & Reality Checks: Debunking First-Time Homebuyer Myths
Weekly Newsletter November 4th – 8th This week the Federal Reserve met and cut the Fed funds rate for the 2nd time in a row. Immediate effects were good-will that …