the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
May Update Highlights
Get the latest Cromford Market Update with Tina Tamboer. April 2025 shows a mixed bag of price movements across Phoenix price ranges, a 4.6% sales increase year-over-year, and shifting buyer sentiment. Discover what’s driving contract activity and why Bison’s refinance program could help more buyers move forward.
Fly Eagles Fly
The Detroit Lions have never made it to the Super Bowl. It’s a fact that stings for fans, yet somehow feels oddly comforting when trying to make sense of December’s …
Inflation gets all the attention this week
Weekly Newsletter January 13th – 17 th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, …
Inflation gets all the attention this week
Weekly Newsletter January 13th – 17 th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, …
New Year, Same Drama
Welcome to 2025, where the markets party like it’s still 2023—full of surprises, strong opinions, and a dash of chaos. Let’s break it down. The 10-year UST bond strutted its …
January Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ ARMLS APPRECIATION BY PRICE RANGE Price Change2023 Dec $/SF2024 Dec $/SF% DifferenceUnder $300K$183.32$185.26+1.1%$300-400K$228.23$233.68+2.4%$400-500K$237.39$241.46+1.7%$500-600K$253.51$259.97+2.5%$600-800K$282.99$284.16+0.4% Tina’s Big TakeawayThe market …
Beyond the Rate Quote: Fed Meeting Impacts and Interest Rate Fundamentals
Weekly Newsletter December 16th– 20th Interest Rates 30-yr fixed6.99%15-yr fixed6.25%30-yr fixed FHA6.65%30-yr fixed VA6.65%*These mortgage rates are estimated by a third-party using industry averages for owner-occupied properties and do not …
A Cold Front Through AZ and Interest Rates
Weekly Newsletter December 9th – 13th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, though! …
December Update Highlights
December 5, 2024 Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Tina’s Big TakeawayThe market has only been this favorable for buyers three times over …