Hope this email finds you navigating the economic field like a seasoned quarterback! Just wanted to share some laughs and insights from the recent Consumer Price Index (CPI) report – it’s been more exciting than a college bowl game!
Seems like the headline reading tried to score a touchdown but ended up getting sacked for a loss, rising 0.1% against the estimated flat reading. And the core reading did a little dance, increasing by 0.3%, keeping it in line with estimates. It’s like the market was expecting a thrilling showdown, but we got a barnburner instead!
Used car prices decided to be the MVP, rising unexpectedly by 1.6%, throwing off the core reading predictions. Maybe they’re practicing their Hail Marys on the economic field!
Shelter costs, the unsung heroes, rose by 0.4%, but the volatile lodging away from home figure fell by 0.9%, saving the day once again. Talk about a plot twist!
And don’t get me started on the Motor Vehicle Insurance and Health Insurance teams – they’re playing hard, rising by 1% and 1.1%, respectively. Who knew insurance could be this competitive?
Now, the stage is set for tomorrow’s Producer Price Index (PPI) report – will it be a touchdown celebration or a fumble? We’re hoping for a friendly outcome for the Bond market!
Speaking of numbers, the job market threw us a curveball with 199,000 jobs created in November. But wait, there’s a plot twist – 47,000 of those gains came from returning film and auto strike workers! It’s like a Hollywood script unfolding in the job market.
The game isn’t over yet, and as we gear up for the PPI report tomorrow, let’s hope for some touchdown-worthy stats!
Cheers,
Jonathon
Wishing a very happy birthday to our wonderful Herd members celebrating in the first quarter!
Wishing you all an amazing year ahead filled with joy, laughter, and lower rates! We’re so lucky to have each of you as part of The Herd—here’s to more good times, big wins, and unforgettable moments together. Cheers! 🎉💕🍾
Big news: Bison Ventures is heading WEST! 🦬 We’re thrilled to announce the launch of our new branch, bringing expert home financing solutions straight to the West Valley.
Meet The Ruiz Team ⬇️
✨ Amber Ruiz – A fearless leader and Arizona native with 20 years in the mortgage industry. From assistant to loan officer to branch manager, Amber’s dedication shines bright. Outside of work, she’s a party-planning pro and loves making memories with her husband and two boys.
✨ Dani Pomeroy – With 12 years of experience, Dani has been a key part of The Ruiz Team since 2015. When she’s not making homeownership dreams happen, she’s traveling, reading, and cheering on her soccer star son!
✨ Judy Reagan – A mortgage expert since 2002, Judy has worn many hats—Processor, Manager, Underwriter, and more. Now, back to her true passion for processing, she’s excited to help clients while enjoying time with her grandkids, Vincent and Emma.
This expansion goes beyond growth—it’s about building community, fostering connections, and opening doors for more families to call the West Valley home. 🏠
Additional mortgage pros will soon join these three — stay tuned!
✨ “The strength of a family, like the strength of an army, lies in its loyalty to each other.” — Don Vito Corleone
This year’s Bison Ventures holiday party celebrated mobster style through the decades. From timeless classics to bold looks, our team came together to honor another incredible year – proving that loyalty and connection are at the heart of everything we do.
HAPPY HOLIDAYS from our Herd to yours! 🎄
Special thanks to Stuart and @rach.m.crawford for hosting. 🍾🦬
We’re thrilled to be recognized as one of the BEST PLACES TO WORK by the Phoenix Business Journal for the second year in a row! 🏆✨
A big thank you to the @phxbizjournal for this incredible honor and for celebrating workplace excellence in our community. And to our amazing team—your input, enthusiasm, and support make Bison Ventures more than just a workplace. You’ve created a community where collaboration and fun go hand in hand. 🦬❤️
Here’s to celebrating together and building an even brighter future!
🌟 Trying to time the market? It’s not about chasing perfection—it’s about preparing for opportunity. At Bison Ventures, we’re here to help you take the next step confidently, no matter what the market says.
Remember, the best time to make your move is when YOU’RE ready. Let’s plan together and make your homeownership goals a reality.
Contact Senior Loan Officer @brandipaucekloans to learn the advantages of being a buyer in our current market or strategize to make your homeownership goals a reality when the time is right for you! 🏡
Industry leaders don’t just shape their companies—they elevate the entire field. Watching our CEO, Stuart Crawford, guide an insightful discussion at The Mortgage Collaborative’s “12 Days of TMC” virtual conference was a proud moment for all of us at Bison Ventures.
Stuart reminded us of the power of networking—not just with potential sources of business, but across the industry, even among competitors. It’s the same collaborative spirit that drives The Herd’s commitment to supporting local charities each quarter, giving back to the communities we serve. Together, we create innovative solutions and build stronger foundations for the future. Thank you to @mtgcoop for facilitating this incredible conversation. 💥
This Thanksgiving, we’re counting our blessings—and at the top of the list are YOU. To our clients, partners, friends, and family: thank you for allowing us to be part of your story. Your trust and support mean everything to us.
From our Bison Ventures family to yours, we wish you a day filled with gratitude and joy. 🦃✨
Our company is about to celebrate our 3rd anniversary, and we are ready to grow with people who align with our values.
We are proud of our culture and know that it takes a solid team to drive success in the mortgage industry. That’s why we’ve built a platform designed to empower you – whether you’re an originator scaling your business or an operations expert keeping it all running seamlessly.
Our award-winning culture is based on collaboration, FUN, support to scale, and accessible leadership, which allows you to focus on what you do best and enjoy doing it!
🦬 RUN WITH OUR HERD. EMPOWER YOUR FUTURE.
DM us to have a confidential conversation about life at Bison.
Attention agents! Join us for an exclusive tour of Moon Valley, one of Phoenix’s most desirable neighborhoods.
Known for its hiking trails, mountain views, prime location, and the iconic Moon Valley Country Club, this area offers the perfect blend of lifestyle and convenience your buyers are looking for. 🌟
Seven homes ranging from $549,000 to $1,075,000 🏡
Register to attend on the MVHT app - link in bio 🔗