Access your equity. Stay in Your Home. Empower Your Future.
A Reverse Mortgage can be a powerful financial tool for homeowners aged 62 or older who want to turn their home equity into tax-free cash—without having to sell, downsize, or take on a monthly mortgage payment.* Whether you’re looking to increase retirement income, cover medical costs, or simply enjoy greater financial freedom, a reverse mortgage may be the solution that lets you stay in control of your life and your home.
What is a Reverse Mortgage?
Also known as a Home Equity Conversion Mortgage (HECM), a reverse mortgage allows you to borrow against your home’s equity with no required monthly mortgage payments. Repayment is deferred until the home is sold or the borrower no longer lives in it as a primary residence.
Why Work with a Specialist?
Reverse mortgages are not one-size-fits-all—and neither is our approach.
At Bison Ventures, our loan officers are well-versed in the unique structure, guidelines, and long-term planning considerations that come with reverse mortgages. We also have a dedicated Reverse Department made up of specialists who focus exclusively on this product. Their sole mission is to help older homeowners make informed, confident decisions about using their home equity.
Whether you’re exploring this option for yourself, your parents, or a client, you’ll have access to a team that brings experience, education, and empathy to every conversation.
Key Benefits
- No Monthly Mortgage Payments!
*Borrower remains responsible for property taxes, homeowners’ insurance, and home maintenance - Flexible Payout Options: Choose a lump sum, line of credit, monthly disbursements—or a combination
- Federally Insured: Backed by the FHA
- Tax-Free Proceeds: Not counted as income, and typically don’t affect Social Security or Medicare†
- Stay in Your Home: As long as it remains your primary residence
- Heir Protection: Your heirs can choose to repay the loan or sell the home and keep the equity
Who This Program Helps
The Independent Retiree
Wants to age in place, not run out of cash or dip into retirement accounts unnecessarily.
The Home-Rich, Cash-Light Couple
Living in a high-value home but looking for more liquidity—without selling.
The Family Planner
Adult children helping their parents afford care while preserving family real estate.
The Strategist
Financially secure homeowners using reverse mortgages as part of a broader retirement and tax planning strategy.
Let’s Talk Options
This isn’t just a loan—it’s a decision that impacts your lifestyle, legacy, and loved ones. We’re here to walk you through every step so you can move forward with clarity and confidence.
Schedule a no-pressure consultation with our reverse mortgage team today.