Demystifying Loan Discount Points in Mortgage Lending
At Bison Ventures, we believe in informed mortgage lending. We understand that the process of securing a mortgage can be a bit daunting, especially when it comes to deciphering the …
ARM vs. Fixed Mortgages – How to choose between them
If you’re about to take out a home loan, it’s important to understand the differences between a fixed-rate and adjustable-rate mortgage (ARM). For instance, you might be wondering why most …
4 Mistakes to Avoid During the Loan Process
While these “no-no’s” may not seem like a big deal, they can have BIG consequences!l If you find yourself facing any of these scenarios, it’s crucial to communicate with your …
What Documentation Will I Need to Apply?
When you’re buying a home, gathering the paperwork for your mortgage before you apply is a good idea. Tracking down documents can take time but doing it before you need …
How Appraisals Work
Property appraisal is the process of creating an estimate of value for real estate. Fair market value (FMV) is the price a property would sell for given a reasonable amount of time and …
What is a Jumbo Loan?
A Jumbo loan is a mortgage where the amounts exceed conforming loan limits as set by Fannie Mae and Freddie Mac. Qualifying properties include primary residences, second homes, and investment …
Into the Storm Podcast EP04
The Odd Couple | Vanessa Accra & Brandon Bialkowski
What is a Reverse Mortgage?
A reverse mortgage is a unique loan product that allows homeowners, ages 62 and older, to convert a portion of their home equity into cash. While the senior remains in …