Navigating New Horizons
Hello there! Today, let’s explore the housing market outlook for 2024. Imagine, after a rollercoaster period marked by fluctuating mortgage rates and market unpredictability, we’re on the cusp of witnessing …
New Investment Property Loans
We hope you had a great Thanksgiving with family and friends. We are now offering second liens on rental properties; this gives you the ability to access equity in the …
New 2024 Loan limits – $766,550
Great news for buyers! As the Leaders in Informed Lending, we want to ensure you’re up to speed on the recently announced 2024 loan limits. If you have any questions …
November Update Highlights
As always, we strive to inform our clients and partners with timely market data. Here are the latest stats from our monthly Market Update with Tina Tamboer, Senior Analyst with …
HELOC Traffic
We have seen significant client interest since then, so it is an excellent time to revisit this topic and provide some updates. I have been in mortgage banking for over …
A Healthy Appetite for Some Financial Food for Thought!
So, you know what’s cooking in the world of finance? Chicago Fed President Austan Goolsbee served up some fresh insights on CNBC this morning. He’s got a hunch that inflation …
Markets in a Minute – Home prices move up despite higher rates
For the Week Ending August 25, 2023 THE ECONOMY HOUSING NEWS THE LAST WORD “The bad news is time flies. The good news is you’re the pilot.”Michael Altshuler
Consumer Credit Card Debt
We are constantly researching economic conditions to find information that could be valuable for you. Being an Informed Lender means being committed to thoroughly educating our clients. The topic of …
FICO 2 vs FICO 8
Mortgage lenders may choose to use the FICO 2 scoring model instead of FICO 8 for several reasons. Firstly, FICO 2 is specifically tailored for the mortgage industry, making it …
Marry the House. Date the Rate.
Your mortgage interest rate is not a lifelong commitment because it’s subject to change based on market conditions and your financial circumstances. When you close on your home, you secure …