the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
A Cold Front Through AZ and Interest Rates
Weekly Newsletter December 9th – 13th It got a bit cold this week in both AZ and the mortgage interest rate market. That won’t stop the holiday party season, though! …
December Update Highlights
December 5, 2024 Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Tina’s Big Takeaway The market has only been this favorable for buyers three times …
Market Moves, Homeowner Wins, and a Side of Gratitude
Weekly Newsletter November 18th – 22nd 30-yr fixed 6.92% 15-yr fixed 6.18% 30-yr fixed FHA 6.65% 30-yr fixed VA 6.52% *These mortgage rates are estimated by a third-party using industry …
Rate Cuts & Reality Checks: Debunking First-Time Homebuyer Myths
Weekly Newsletter November 4th – 8th This week the Federal Reserve met and cut the Fed funds rate for the 2nd time in a row. Immediate effects were good-will that …
November Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 13,452 total+39.2% YOY Supply Index Trend 85.814% below normal+6.5 pts in last 30 days Demand Demand …
October Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 21% below normal18,330 total+50.4% YOY Supply Index Trend+4.7 pts in last 30 days Demand 25% below …
September Update Highlights
Cromford Market Update with Tina Tamboer, Senior Analyst | The Cromford Report ™ Supply 26% below normal16,531 total+57.7% YOY Demand 27% below normal-2.8 points MOM Avg LP/SF – Weekly Average …
Renter vs Homeowner Net Worth
Weekly Newsletter August 18th-23rd Interest Rates 30-yr fixed 7.04% 15-yr fixed 6.41% 30-yr fixed FHA 6.72% 30-yr fixed VA 6.67% *These mortgage rates are estimated by a third party using …
Are the 7% interest rates gone like the 110° summer days? #2
Weekly Newsletter August 12th-16th Interest Rates 30-yr fixed 6.45% 15-yr fixed 5.65% 30-yr fixed FHA 6.2% 30-yr fixed VA 6.26% *These mortgage rates are estimated by a third party using …