the INFORMED
LENDING BLOG
Frequently Asked Questions
Welcome to Mortgage 101. Whether you’re a first-timer or just need a refresher, we’ve got the home financing details you’re looking for. This list of FAQs has been curated by our team members, based on common recurring questions. For a deeper dive into the mortgage experience, check out the Informed Lending Blog posts below. Better yet, drop us a line or give us a call at 480-776-2954.
Why Goldman Sachs is Wrong
At Bison Ventures, we believe in REAL DATA; not speculative nonsense! Liz Kleven, our resident expert on Maricopa County real estate statistics, debunks Goldman Sach’s projections for the Phoenix area.
Demystifying Loan Discount Points in Mortgage Lending
At Bison Ventures, we believe in informed mortgage lending. We understand that the process of securing a mortgage can be a bit daunting, especially when it comes to deciphering the …
January Update Highlights
Here are the highlights from Tina Tamboer’s presentation on January 5, 2023. SUPPLY = 28% below normal ** but up 203% from December 2021 DEMAND = 36% below normal …
ARM vs. Fixed Mortgages – How to choose between them
If you’re about to take out a home loan, it’s important to understand the differences between a fixed-rate and adjustable-rate mortgage (ARM). For instance, you might be wondering why most …
4 Mistakes to Avoid During the Loan Process
While these “no-no’s” may not seem like a big deal, they can have BIG consequences!l If you find yourself facing any of these scenarios, it’s crucial to communicate with your …
What Documentation Will I Need to Apply?
When you’re buying a home, gathering the paperwork for your mortgage before you apply is a good idea. Tracking down documents can take time but doing it before you need …